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Types of Karma
Every action, either physical, emotional or mental, every movement occurring either on the plane of gross matter -sthoolam- or on the astral planes -sookshma-, causes an emission of energy, in other words, it produces a seed.
Being a seed, karma fructifies or does not fructify immediately after it is sown. The innumerable seeds we produce by our actions -desire, aversion, love, hatred, good or bad words, etc. will undoubtedly produce, sooner or later, a positive or negative result according to the nature of the seed, if not in this life, then in some future one. As a man sows, so shall he reap.
In some cases people develop some kind of illnesses when they arrive at certain age or we can see others born blind, deaf, in an extreme poverty, or with terrible illnesses, due to their previous wrong actions. The good or bad actions ingrained in a person's soul can fructify immediately or get accumulated, sprouting in the future, bringing up pain or a reward to him.
Some karmas trigger a very quick reaction, others need a long or very long time to trigger a reaction. The time of ripening of the fruit of an action, has nothing to do with the time when that action was done. Only God has